This is a starting rate, not a quote. We set your exact rate when we approve your account — it can go up or down depending on your business model, industry and risk profile. You'll know it in writing before you take a single payment.
Ways to get paid
One rate for every card and wallet. Bank transfers are cheaper on large payments, and capped.
Cards & wallets
Accept credit, debit and prepaid cards plus digital wallets on every checkout. American Express and cards issued abroad are priced separately.
Visa
Mastercard
American Express
Discover
Apple Pay
Google Pay
2.79%+ $0.29
per successful card charge
+1%
for international cards
2.89% + $0.49
for American Express
+1%
if currency conversion is required
Bank transfers (ACH)
Take larger payments straight from a US bank account. Cheaper than cards on big tickets, and capped — so the fee stops growing however large the payment is.
0.9%+ $1.00
per successful bank payment
Capped at $10.00 — the fee never exceeds this, however large the payment.
Everything else
Every charge that applies to a standard account. Anything specific to your business is confirmed when we approve you.
Withdrawal to your bank
Each payout you send to your own bank account
0.1% + $0.30
Fraud screening & 3D Secure
Applied to every card charge — checks each payment and challenges risky ones
$0.10
Disputed payment
When a cardholder disputes a charge. You keep this fee if you win.
$20.00
Returned bank payment
When a bank payment fails after it was submitted (e.g. insufficient funds)
$5.00
Currency conversion
When a payment has to be converted into your settlement currency
1%
No setup feeNo minimum or lock-inRefunds return your processing fee
VezmoPay starts at 2.79% + $0.29 per successful card charge, with no setup fee. International cards add 1%, American Express is 2.89% + $0.49, and bank transfers (ACH) are 0.9% + $1.00 capped at $10.00.
Is the advertised rate the rate I will pay?
It's a starting rate. We set your exact rate when we approve your account, based on your business model, industry and risk profile. You'll have it in writing before you take a single payment — and once you're approved, your live rate is always there in your VezmoPay settings, under Fee schedule.
Is there a monthly fee?
Normally, no — most accounts don't pay one, and there's no setup fee, no minimum volume and no lock-in. A monthly account fee can apply depending on your business type, volume and risk profile. If one applies to you, you'll know before you take a payment — we confirm every fee when we approve your account.
What does it cost to withdraw my money?
Withdrawals to your own bank account cost 0.1% + $0.30 each. You choose when to withdraw.
What happens if a customer disputes a payment?
A disputed payment costs $20.00. If you win the dispute, you keep that fee.
Do I get the processing fee back on a refund?
Yes. When you refund a payment, the processing fee is returned to you in proportion to the amount refunded.